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Terms & Conditions

Last updated: January 1, 2025  |  yoyo investments inc  |  4860 W Military Dr, San Antonio, TX 78242

Acceptance of Terms

By accessing or using the website located at yoyoinvestments.com (the "Site") or submitting an inquiry or application to yoyo investments inc ("Company," "we," "our," or "us"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our Site or services.

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Site. Continued use of the Site constitutes acceptance of the revised Terms.

Description of Services

yoyo investments inc is a direct business lender offering working capital loans, equipment financing, revenue-based financing, business lines of credit, invoice financing, and related funding solutions to qualifying business entities. Our services are available exclusively to businesses, not individual consumers for personal, family, or household purposes.

Submission of a contact form or funding inquiry does not constitute a binding loan application, a loan offer, or a commitment to lend. All funding is subject to underwriting review, approval at our sole discretion, and execution of a formal funding agreement.

Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be an authorized representative of a legitimate business entity
  • Operate a business located within the United States
  • Provide accurate and truthful information in all applications and communications

SMS Terms & Conditions

SMS Program: By opting in to receive SMS/MMS messages from yoyo investments inc, you consent to receive recurring marketing and promotional text messages about our financial products and services, sent using an automated telephone dialing system (ATDS). Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance. Consent is NOT a condition of purchase.

SMS Opt-Out

To stop receiving SMS messages from yoyo investments inc, reply STOP to any message we send. You will receive a one-time confirmation of your opt-out. No further messages will be sent unless you re-subscribe. To re-subscribe, text START.

SMS Help

For assistance with our SMS program, reply HELP to any message, or contact us at lawrence@yoyoinvestments.com.

Supported Carriers

SMS services are available on most major U.S. carriers. Carriers are not liable for delayed or undelivered messages.

Website Use

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict the use and enjoyment of, the Site by any third party. You must not:

  • Use the Site in any way that violates applicable local, national, or international law
  • Transmit unsolicited or unauthorized advertising or promotional material
  • Attempt to gain unauthorized access to the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site
  • Engage in any data mining, scraping, or similar data extraction activities
  • Impersonate any person or entity, or misrepresent your affiliation with a person or entity

Accuracy of Information

All information submitted to yoyo investments inc in connection with a funding inquiry or application must be accurate, complete, and not misleading. Providing false, inaccurate, or fraudulent information may result in immediate denial of any funding request, legal action, and/or reporting to appropriate authorities. You represent and warrant that all information you provide is true and correct as of the date provided.

No Financial Advice

Nothing on this Site constitutes financial, legal, accounting, or investment advice. The information provided is for general informational purposes only. You should consult with qualified financial and legal professionals before making any financial decisions. yoyo investments inc is not a financial advisor, securities broker, or investment advisor.

Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, images, and software, is the property of yoyo investments inc or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written consent.

Disclaimer of Warranties

THE SITE AND ALL CONTENT, PRODUCTS, AND SERVICES AVAILABLE THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the servers that make it available are free of viruses or other harmful components.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, yoyo investments inc AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE OR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE SITE SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100).

Indemnification

You agree to indemnify, defend, and hold harmless yoyo investments inc and its officers, directors, employees, agents, and successors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with: (a) your access to or use of the Site; (b) your violation of these Terms; (c) any information you provide to us; or (d) your violation of any rights of another person or entity.

Privacy

Your use of the Site and our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to the collection and use of your information as described in the Privacy Policy.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Bexar County, Texas.

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it enforceable.

Entire Agreement

These Terms, together with our Privacy Policy and any additional terms applicable to specific services, constitute the entire agreement between you and yoyo investments inc regarding your use of the Site and supersede all prior agreements and understandings relating to such subject matter.

Contact Information

If you have questions or concerns about these Terms, please contact us:

  • Email: lawrence@yoyoinvestments.com
  • Mail: yoyo investments inc, 4860 W Military Dr, San Antonio, TX 78242

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