From startups finding their footing to established companies ready to scale — yoyo investments has a funding product built for where you are and where you're going.
Operating a business means constantly juggling cash flow — payroll, supplier invoices, rent, and unexpected expenses all compete for the same dollars. Working capital loans from yoyo investments give you fast, accessible funding to cover short-term operational needs without disrupting your growth trajectory.
We evaluate your business's cash flow and revenue history, not just your credit score. Most applicants receive a decision within 24 hours, with funds available as quickly as the next business day.
The right equipment can transform your business — but buying it outright can drain the working capital you need to operate. Equipment financing lets you acquire the tools, machinery, vehicles, or technology your business needs while spreading the cost over time.
Because the equipment itself serves as collateral, we can often approve businesses that might not qualify for traditional unsecured loans. New or used equipment both qualify.
Revenue-based financing offers a fundamentally different approach to business lending: repayment is tied to your actual revenue, not a fixed calendar schedule. When business is strong, you pay more and retire the balance faster. When business slows, payments naturally decrease.
This structure is ideal for businesses with seasonal revenue, variable cash flow, or those in growth phases where predictable monthly payments would create undue pressure.
A business line of credit is one of the most versatile financial tools available to a business owner. Unlike a term loan, you draw only what you need — and only pay interest on what you use. As you repay, your available credit replenishes.
Use your line of credit to seize opportunities, bridge slow periods, cover unexpected costs, or manage the gap between accounts receivable and accounts payable.
If your business regularly invoices clients on net-30, net-60, or net-90 terms, you know the frustration of watching money owed sit on paper while your bills arrive on schedule. Invoice financing lets you convert outstanding invoices into immediate working capital.
We advance up to 90% of your invoice value upfront. When your client pays, you receive the remaining balance minus our fee. No need to wait — and no need to chase receivables while your operations stall.
Qualification
Most of our products have straightforward requirements. If you're a real business generating real revenue, there's a good chance we can work with you.
Industries Served