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Privacy Policy

Last updated: January 1, 2025  |  yoyo investments inc  |  4860 W Military Dr, San Antonio, TX 78242

Introduction

yoyo investments inc ("Company," "we," "our," or "us") is committed to protecting the privacy of our clients, website visitors, and prospective clients. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal information when you visit our website at yoyoinvestments.com or contact us regarding our business funding services.

Please read this policy carefully. By using our website or services, you acknowledge that you have read and understood this Privacy Policy.

Information We Collect

Information You Provide Directly

We collect information you voluntarily provide when you:

  • Submit a funding application or contact form
  • Communicate with us via email
  • Request information about our products or services
  • Subscribe to email communications
  • Opt in to receive SMS/text message communications

This may include: name, business name, email address, mailing address, business financial information, bank statements, and other information relevant to evaluating a business funding request.

Information Collected Automatically

When you visit our website, we may automatically collect certain technical information including: IP address, browser type, device type, pages visited, time spent on pages, and referring URLs. This information is collected through standard server logs and may include cookies or similar tracking technologies.

How We Use Your Information

We use the information we collect for the following purposes:

  • To evaluate and process business funding applications
  • To communicate with you about your application or inquiry
  • To send you information about our financial products and services
  • To send SMS/MMS marketing and informational messages, where you have provided express written consent
  • To send email communications, where you have opted in
  • To improve our website and services
  • To comply with legal and regulatory obligations
  • To detect and prevent fraud

SMS / Text Message Communications

Important SMS Disclosure: We only send SMS/MMS messages to individuals who have provided express written consent. You may opt in to receive SMS communications via our contact form. By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages using an automated telephone dialing system (ATDS). Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance. Consent is NOT a condition of purchase.

How to Opt Out of SMS

To stop receiving SMS messages from yoyo investments inc, reply STOP to any text message we send you. You will receive a confirmation message and no further SMS messages will be sent, except to confirm your opt-out. To re-subscribe, text START to the same number.

SMS Help

Reply HELP to any SMS message for assistance, or contact us directly at lawrence@yoyoinvestments.com.

Sharing of Personal Information

We do not sell your personal information to third parties. We may share information in the following limited circumstances:

  • Service Providers: We may share information with vetted third-party service providers who assist us in operating our website, processing applications, or providing services on our behalf. These providers are contractually obligated to keep your information confidential and use it only for the purposes we specify.
  • Legal Requirements: We may disclose information where required by law, court order, or governmental authority.
  • Business Transfers: In connection with a merger, acquisition, or sale of company assets, your information may be transferred as part of that transaction.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Data Security

We implement commercially reasonable technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encrypted data transmission (HTTPS), access controls, and secure data storage.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to provide our services, fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we will securely delete or anonymize it.

Your Rights

Depending on your location and applicable law, you may have the following rights regarding your personal information:

  • The right to access the personal information we hold about you
  • The right to correct inaccurate information
  • The right to request deletion of your personal information
  • The right to opt out of marketing communications at any time
  • The right to withdraw consent for SMS communications at any time by replying STOP

To exercise these rights, please contact us at lawrence@yoyoinvestments.com.

Cookies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand how visitors use our site. You can control cookies through your browser settings. Disabling cookies may affect certain features of our website.

Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected information from a minor, we will take steps to delete that information promptly.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. The updated policy will be posted on this page with a revised "Last updated" date. Continued use of our website after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

  • Email: lawrence@yoyoinvestments.com
  • Mail: yoyo investments inc, 4860 W Military Dr, San Antonio, TX 78242

© 2025 yoyo investments inc. All rights reserved. | 4860 W Military Dr, San Antonio, TX 78242

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